Flexible Doc Home Loans

Quick and Easy Home Finance
Self-employment and a complex tax return shouldn't be a barrier to purchasing property.* You may be well qualified, but still not wish to furnish the income and asset information typically requested with a loan application. Flexible documentation options may be beneficial in cases such as no doc home loans and no documentation mortgage loans.
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Flexible Documentation Options include:

• No Income/No Asset - Income and assets are not disclosed on the application nor verified. Ideal for creditworthy people who want maximum privacy.
• Stated Income/Stated Asset - Income and assets are stated on the application but not verified. Best for those who work, but don't wish to disclose employment documentation. That includes self-employed people or those who earn significant commissions.
  Program Highlights: 10% Down with Stated Income Financing
• No Ratio - Income is not disclosed nor verified, but assets are verified. This is best for affluent clients with complex finances; retirees who live off investments, and people whose finances are in transition because of divorce, recent death of a spouse or career change.